v4.0 – Final Build
🪙
ChitCircle
Save together. Bid smart. Grow wealth.
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+91
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OTP Verification
Code sent to +91 XXXXXXXXXX
Demo OTP: 8420
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Preferred Contribution Optional
₹
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KYC Verification
5 steps · Complete in order to activate account
🔒 Each step unlocks only after previous is completed
Good Morning 👋
Ravi Kumar
🔔
Total Portfolio
₹18,500
Active Chits
3
Rewards
₹750
Next Due
May 12
➕
Join
⚡
Bid
💳
Pay
🎁
Refer

My Active Chits

View All
🥇 Gold Circle
Running
CHIT-2026-0004
₹5,000 · 10 members · Monthly
Round 4 of 10Bid open ⚡
💰 Share: ₹500📅 Due: May 12Pending
🌿 Silver Saver
Running
CHIT-2026-0007
₹2,000 · 8 members · Monthly
Round 2 of 8Paid ✓
🏠
Home
📋
Chits
⚡
📊
Activity
👤
Profile
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Browse Chits
Admin-controlled · Join requires approval
All
₹1,000
₹2,000
₹5,000
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Join Request
Request goes to admin for approval before you can join
📋 Approval Flow
1
You send join request
2
Admin reviews & approves/rejects
3
On approval → You become active member
←
CHIT-2026-0004
Running
🥇 Gold Circle
10 members · Monthly · ₹5,000
Your Contribution
₹500
Share
May 12
Due Date
Pending
Status
6 / 10 slots filled · 🟢 = Online
🏠
Home
📋
Chits
⚡
📊
Activity
👤
Profile
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💳 Payment Collection
Bidding closed · Pay your contribution
CHIT-2026-0004 · Round 4
🧾 Contribution Breakdown
Chit Value₹5,000
Winning Bid₹900
Remaining (₹5,000 − bid)₹4,100
Members10
Your Share (÷10)₹410
Scan QR to Pay
Pay ₹410 via UPI
UPI ID: chitcircle@upi
⏰ Pay by: May 12, 2026
Submit Payment Proof
📸
Upload Payment Screenshot
Tap to upload · JPG or PNG
— OR —
Enter UTR / Transaction Number
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💳 Payments
Track contributions & dues
🥇 Gold Circle · Breakdown
CHIT-2026-0004
Chit Value₹5,000
Total Members10
Your Monthly Share₹500
Due DateMay 12, 2026
Platform Fee (2%)₹10
Total Payable₹510
Payment History
🏠
Home
📋
Chits
⚡
📊
Activity
👤
Profile
←
Refer & Earn
₹150 per friend who joins & completes KYC
YOUR REFERRAL CODE
RAVI25
5
Invited
3
Joined
₹750
Earned
Referral History
←
👤
Ravi Kumar
Member since January 2025
✅ KYC Verified
2
🏆 Clubs Closed
₹12,000
💰 Transacted
3
📋 Active Chits
₹750
🎁 Rewards
🏦 Bank Details
✓ Active
Account HolderRavi Kumar
Bank NameIndian Bank
Account No.XXXX XXXX 5678
IFSC CodeIDIB000XXX
💳 Payment History›
🎁 Referral Details›
🚪 Log Out›
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Home
📋
Chits
⚡
📊
Activity
👤
Profile
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🏦 Update Bank Details
⚠️ Old bank details stay active until admin approves the change. Admin can approve or reject.
Account Holder Name *
Bank Name *
Account Number *
IFSC Code *
✅ v4.0 – What Changed
ADDED
✅ Unique Chit ID (CHIT-2026-XXXX)
✅ Online dot 🟢 on member avatars
✅ Rounds: winner + bid per round
✅ Bid Feed tab replaces chat
✅ +₹50/100/200/500 + custom bid
✅ QR / UTR / Screenshot payment
REMOVED
🚫 Manual chat / typing system
🚫 WATT section
🚫 Net Interest Earned box
SCREENS
1
KYC: Doc→OTP→Selfie→Bank→Fee
2
Browse & Join with approval
3
Members + Online status
4
Rounds: winner & bid history
5
Bid Feed: live activity
6
Post-bid: QR + UTR + Screenshot
7
Profile: Bank details visible
8
Bank change → Admin approval